UPI Evolution in India 2026: Credit on UPI, AutoPay Enhancements, and Cross-Border Payment Expansion

Key Takeaway: The Unified Payments Interface (UPI) in India has undergone transformative changes in 2026, with Credit on UPI enabling millions of new users to access pre-sanctioned credit lines through…

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UPI MDR Revival in 2026: What the Proposed Merchant Fee Means for India’s Digital Payments Ecosystem

Key Takeaways The Indian government is considering reintroducing a Merchant Discount Rate (MDR) on UPI transactions for large merchants with turnover above Rs 1-1.5 crore. The proposed MDR is set…

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UPI in 2026: 22.71 Billion Monthly Transactions, Biometric Boom, and Agentic AI Payments Reshape India’s Digital Economy

Key Takeaway: India’s UPI ecosystem crossed 22.71 billion monthly transactions in June 2026 with 400 million+ active users, as NPCI rolls out biometric authentication (600M+ transactions), explores agentic AI payments…

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